129724942013675594_80"The magazine Roundup" on January 31, according to the Shanghai Securities News reported that from the sources that regulators intend to halt security companies issuing loans. This is the second last year after halted cooperation guarantee companies and trust companies, guarantee companies offering another ban. However, some security company says, is not yet officially been informed. TanInsurance companies argue that loans are currently the main source of industry profits, if they are blocked, guarantee companies prospect worrying. Shanghai in charge of a large State-owned security company say, guarantee companies currently engaged in loan has two main modes: one way is to guarantee companies act as intermediaries charge a fee, by means of a bank loan broker finance andBorrowers borrowing agreement eventually reached; another way is to guarantee company with private capital to finance parties issuing loans, since security companies cannot directly commissioned loans, eventually also needed in the form of bank loans.
It is learned that after being blocked is a way for entrusted loan business. CBRC 2010 jointly introduced in part 7 of theFinancial guarantee company management interim procedures did not clearly entrusted loan belongs to allow or prohibit the kind of business. Proviso financial guarantee company to invest their own money, limited to government bonds
swtor power leveling, financial bonds and large debt financing instruments such as credit rating higher fixed income financial products, and is not a conflict of interest exists and is not higher than the total net assets of 20% other investments. So it'sFinancial guarantees are issued in private capital to finance loans. But one person regulators made it clear that, by means of loans from the beginning to the end was not legitimate, regulators have been allowed when it was guaranteed company entrusted loans business. As a matter of fact
the old republic power leveling, a security company to its own funds to grant financing via bank delegateLoans belonging to lend in disguise, which increases the possibility of systemic risk.
Deposits and loans of commercial banks and investment companies and investment business is prohibited by the approach. It is understood that the same amount of money, if you do give business, Tan premium income of approximately 2% per cent, while entrusting loan annual interest of up to 5%-15% Range, and even in some areas up to 20%.
Higher profit driven, is a major cause of the guarantee company refused to give up trust loan business. Although beginning in 2010, reorganization of the guarantee institutions began, but because of the guaranteed number of many, many places is still not cleared. In accordance with relevant regulations, financial guarantee company needsRegulators issued business license, and by virtue of this license to apply to the Administrative Department for industry and commerce registration. But after the introduction of the way, a lot of financial guarantee company still did not replace the license. Current actual approval of the financial guarantee company and giving local governments the right to supervision, by the local finance office or work Office and other departments to manage them
Diablo 3 Power Leveling, but this reporter has learned, It seems that such regulation is not in place, which also contribute to security agencies is still insufficient specification of the main reasons. "Author: Caijing Roundup" (Editor: Xuemei)
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